Loan Officers

Does not pass

• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it, and a failure is too expensive · 5.9% of the role's time · $1.4B

• Meet with applicants to obtain information for loan applications and to answer questions about the process.

  reason given most often: no existing check settles it · 5.7% of the role's time · $1.4B · waiting on a check

• Explain to customers the different types of loans and credit options that are available, as well as the terms of those services.

  reason given most often: no existing check settles it · 5.5% of the role's time · $1.3B · waiting on a check

• Review and update credit and loan files.

  reason given most often: no existing check settles it · 4.9% of the role's time · $1.2B · passed by Claude Sonnet · the models disagreed

• Obtain and compile copies of loan applicants' credit histories, corporate financial statements, and other financial information.

  reason given most often: no existing check settles it · 4.3% of the role's time · $1.0B · waiting on a check

• Work with clients to identify their financial goals and to find ways of reaching those goals.

  reason given most often: no existing check settles it · 4.2% of the role's time · $1.0B

• Approve loans within specified limits, and refer loan applications outside those limits to management for approval.

  reason given most often: no existing check settles it, and a failure is too expensive · 3.7% of the role's time · $903M

• Stay abreast of new types of loans and other financial services and products to better meet customers' needs.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it · 3.4% of the role's time · $825M

• Assist in selection of financial award candidates using electronic databases to certify loan eligibility.

  an accountable sign-off — stays with a person · 3.2% of the role's time · $794M

• Authorize or sign mail collection letters.

  an accountable sign-off — stays with a person · 3.2% of the role's time · $794M

• Confer with underwriters to resolve mortgage application problems.

  reason given most often: no existing check settles it · 3.2% of the role's time · $794M

• Contact applicants or creditors to resolve questions about applications or to assist with completion of paperwork.

  reason given most often: no existing check settles it · 3.2% of the role's time · $794M · passed by Claude Sonnet · the models disagreed

• Contact borrowers with delinquent accounts to obtain payment in full or to negotiate repayment plans.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it · 3.2% of the role's time · $794M

• Counsel clients on personal and family financial problems, such as excessive spending or borrowing of funds.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it · 3.2% of the role's time · $794M

• Establish payment priorities according to credit terms and interest rates to reduce clients' overall costs.

  reason given most often: no existing check settles it · 3.2% of the role's time · $794M · passed by Gemini 3.1 Pro · the models disagreed

• Inform individuals and groups about the financial assistance available to college or university students.

  reason given most often: no existing check settles it · 3.2% of the role's time · $794M · waiting on a check

• Match individuals' needs and eligibility with available financial aid programs to provide informed recommendations.

  reason given most often: no existing check settles it · 3.2% of the role's time · $794M

• Review accounts to determine write-offs for collection agencies.

  reason given most often: no existing check settles it · 3.2% of the role's time · $794M

• Review loan agreements to ensure that they are complete and accurate according to policy.

  reason given most often: no existing check settles it, and a failure is too expensive · 3.2% of the role's time · $794M · passed by Claude Sonnet · the models disagreed

• Market bank products to individuals and firms, promoting bank services that may meet customers' needs.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it · 2.6% of the role's time · $638M

• Handle customer complaints and take appropriate action to resolve them.

  reason given most often: no existing check settles it · 2.6% of the role's time · $630M

• Supervise loan personnel.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it · 2.3% of the role's time · $558M

• Analyze potential loan markets and develop referral networks to locate prospects for loans.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it · 2.2% of the role's time · $528M

• Prepare reports to send to customers whose accounts are delinquent, and forward irreconcilable accounts for collector action.

  reason given most often: no existing check settles it · 0.9% of the role's time · $218M · passed by Claude Sonnet · the models disagreed

• Set credit policies, credit lines, procedures and standards in conjunction with senior managers.

  reason given most often: nobody can tell quickly whether it worked, and no existing check settles it, and a failure is too expensive · 0.6% of the role's time · $154M